✦ MORTGAGE LIFE INSURANCE✦ HEALTH INSURANCE✦ CAR INSURANCE✦ HOME INSURANCE✦ BUSINESS INSURANCE✦ ASF-CERTIFIED Nº 325588594✦ AMI LICENCE 25568✦ GENERALI TRANQUILIDADE✦ FREE AUDIT IN 24H✦ MORTGAGE LIFE INSURANCE✦ HEALTH INSURANCE✦ CAR INSURANCE✦ HOME INSURANCE✦ BUSINESS INSURANCE✦ ASF-CERTIFIED Nº 325588594✦ AMI LICENCE 25568✦ GENERALI TRANQUILIDADE✦ FREE AUDIT IN 24H
🛡️ Exclusive Generali Tranquilidade Intermediary  ·  Save up to 60% on your insurance  ·  Free audit in 24h
Logotipo Cláudio Gomes - Consultor Financeiro
Cláudio GomesCrédito • Seguros • Imobiliário • Consultoria
🛡️ ASF-Certified Nº 325588594 · Generali Tranquilidade

Life and Non-Life Insurance
with the Confidence of a Specialist

ASF-certified insurance intermediary with more than 15 years of experience in family and business protection solutions in Portugal. I work exclusively with Generali Tranquilidade.

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Full Portfolio

Insurance Solutions

Life Branch and Non-Life Branch — protect your family, your assets and your business.

Life Branch
❤️

Mortgage Life Insurance

Save up to 60% compared to your bank’s policy.

The policy required by the bank to secure your mortgage. Switching away from the bank’s policy can mean savings of more than 60% on the annual premium.

Death cover (capital equal to the loan)
Total and Permanent Disability (ITP)
Absolute and Definitive Disability (IAD)
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Life Branch
🛡️

Term Life Insurance

Financial protection for your household.

Financial protection for your household in the event of death or disability. Ensures the economic stability of those who depend on you in the most difficult moments.

Death from any cause
Total and Permanent Disability
Critical Illness (cancer, stroke, heart attack)
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Life Branch
🏥

Health Insurance

Fast access to private healthcare.

Fast access to the best private hospitals and clinics in Portugal, with broad networks and competitive co-payments for you and your family.

Hospitalisation and surgery within the private network
Consultations and tests with reduced co-payments
Dental care and preventive medicine
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Non-Life Branch
🏠

Home Insurance

Comprehensive protection for your home and its contents.

Comprehensive (multi-risk) protection for your home and its contents against fire, flooding, theft, natural events and family civil liability.

Fire, lightning and explosion
Flooding and seismic events
Theft and burglary (contents)
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Non-Life Branch
🚗

Car Insurance

From compulsory third-party liability to full comprehensive cover.

From compulsory third-party liability to full comprehensive (Danos Próprios) plans. I find the policy with the best balance between coverage and premium.

Compulsory Third-Party Liability
Comprehensive cover (collision, impact)
Theft and vandalism
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Non-Life Branch
🏢

Business Insurance

SMEs and self-employed professionals, protected.

Solutions dedicated to SMEs and professional activities: Business Multi-Risk, Workers' Compensation, Professional Indemnity and Fleet Insurance.

Workers' Compensation (compulsory)
Business Multi-Risk
Professional Indemnity
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Savings Calculator

How much could you save on your insurance?

Indicative estimate. Real, free audit within 24h.

Current monthly premium€85
€10€750
Current premium€85/month
Estimated savings-€47/month
New estimated premium€38/month
Estimated Annual Savings
+€564

Based on the average savings rate for this category.

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Exclusive Advantages

Discounts only I can offer you

❤️
Up to -60%

Mortgage Life Insurance

Replacing the bank's linked policy, with average savings of 40% to 60% on the annual premium, while keeping the compulsory cover.

✨
Up to -35%

Multi-Policy Packages

Bundle Car, Home and Life with Generali Tranquilidade through me and benefit from exclusive stackable discounts.

🏆
+Coverage

Preferential Terms

Access to additional products and coverage negotiated on preferential terms — outside the standard commercial tables available at the branch.

Official Simulators

Get a quote directly from Tranquilidade

Official platforms with real quotes. Then talk to me to secure the best price.

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FAQ

Frequently asked questions about insurance

What does it mean to be an ASF-certified insurance intermediary?+

The ASF (Autoridade de Supervisão de Seguros e Fundos de Pensões, Portugal's Insurance and Pension Funds Supervisory Authority) is the public body that regulates the insurance industry in Portugal. Being registered as an intermediary with the ASF (nº 325588594) means I meet all the legal, technical and ethical requirements set out by law.

Can I replace my bank's mortgage life insurance?+

Yes — and in most cases it's highly advantageous. Decree-Law nº 222/2009 guarantees your right to freely choose your insurer, even after taking out your mortgage. We typically achieve savings of 40% to 60% on the annual premium, while keeping the compulsory cover.

Why work exclusively with Generali Tranquilidade?+

Generali Tranquilidade is one of the three largest insurers operating in Portugal, with internationally recognised financial strength. Working exclusively with them lets me master every product in depth and negotiate preferential terms for my clients.

How does the free audit of my current policies work?+

Simply send me copies of your current policies. Within 24 hours I carry out a comparative analysis: I check whether the coverage is adequate, identify problematic exclusions, and present alternatives with quantified savings. With no obligation on your part.

Free Audit

Review my policies

Free analysis within 24 hours. No obligation. No fees.